Car Modifications Talks Archive
Subject:
Re: "Classic" Insurance
Lines: 50
Date: Tue, 01 Aug 2006 22:33:15 GMT
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"Tom Robinson" <me(at)privacy.net> wrote in message
news:5ahvc29rpeuc2166ml9gg2d9p6n29t7rcs(at)4ax.com...
> On Tue, 01 Aug 2006 20:42:15 GMT, "Depresion" <blank(at)128.0.0.1> wrote:
>
>>
>>"Tom Robinson" <me(at)privacy.net> wrote in message
>>news:89dvc2hl93sn44v8i5uog6f91fkd6qlkno(at)4ax.com...
>>> On Mon, 31 Jul 2006 22:00:25 GMT, "AstraVanMan"
>>> <peter(at)whataloadofforeskinbollocks.co.uk> wrote:
>>>
>>>>Mate of mine`s selling his Mk1 MR2.
>>>
>>> Sounds quite nice. I might have been interested but circumstances
>>> dictate not until next year sometime.
>>>
>>>>So in brief, it`s a D reg or a G reg (I honestly can`t remember....),
>>>
>>> On a related note, what`s the story with these so-called classic car
>>> limited mileage insurance policy, where the car is more than 15 years
>>> old? I am coming up to the minimum age requirement (which is 25 I
>>> believe) and was considering taking advantage. Who`s got one? Does
>>> it need to be a `second car`? How much cheaper is it than normal
>>> insurance?
>>>
>>
>>I have a classic policy and I think the mk1 MR2 was listed a grp 2 or 3 (on
>>a
>>scale of 5) there is an age limit with that company of 25 and that policy
>>is
>>limited to it being not a main vehicle. (Thankfully not limited to being a
>>2nd car)
>
> How does that work then? You only have one car but it`s not your
> "main vehicle"? Limited mileage I`m guessing...
Hou can get it if you only have one car yourself but use a company vehicle as
your main transport.
>>And I think with me on an agreed value of £8500 it`s £160 a year but
>>it can get down to £80 if you tick all the right boxes for things like age,
>>job, car clubs.
>
> Jesus, that is cheap. What kind of quotes were you getting on
> "normal" policies?
I didn`t even look at normal policies to be honest as it`s a 1969 car. My
father`s paying £80 for his MGB but he`s an old fart. :)
SUBJECT: Re: "Classic" Insurance
GO >>>
From: "Dave Plowman (News)" <dave(at)davenoise.co.uk>
Subject: Re: "Classic" Insurance
Date: Tue, 01 Aug 2006 23:51:26 +0100
Lines: 32
NNTP-Posting-Host: 81.178.228.120
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In article <89dvc2hl93sn44v8i5uog6f91fkd6qlkno(at)4ax.com>,
Tom Robinson <me(at)privacy.net> wrote:
> On a related note, what`s the story with these so-called classic car
> limited mileage insurance policy, where the car is more than 15 years
> old? I am coming up to the minimum age requirement (which is 25 I
> believe) and was considering taking advantage. Who`s got one? Does
> it need to be a `second car`? How much cheaper is it than normal
> insurance?
They all vary in conditions and prices. Some or all of the conditions may
be:-
1 Must be not the only car you own
2 Must be a member of a suitable car club
3 May not be used for commuting.
4 Must be parked off road overnight.
5 Regular high quality photos showing the condition inside and out
required.
6 Restricted mileage.
7 No no claims bonus earned.
And probably some more I`ve forgotten.
I`ve been with two `classic car` insurance companies but am now with
Direct Line as they give a discount for a second car, and it costs about
the same as my last premium, but without any restrictions other than
annual mileage.
--
*We waste time, so you don`t have to *
Dave Plowman dave(at)davenoise.co.uk London SW
To e-mail, change noise into sound.
SUBJECT: Re: "Classic" Insurance
GO >>>
From: "Carl Gibbs" <cagmeister(at)yahoo.co.uk>
Subject: Re: "Classic" Insurance
Date: Wed, 2 Aug 2006 08:03:13 +0100
Lines: 31
_______________________________________
"Carl Gibbs" <cagmeister(at)yahoo.co.uk> wrote in message
news:4j9s0qF71a6kU1(at)individual.net...
>
> "Tom Robinson" <me(at)privacy.net> wrote in message
> news:89dvc2hl93sn44v8i5uog6f91fkd6qlkno(at)4ax.com...
>> On Mon, 31 Jul 2006 22:00:25 GMT, "AstraVanMan"
>> <peter(at)whataloadofforeskinbollocks.co.uk> wrote:
>>
>>>Mate of mine`s selling his Mk1 MR2.
>>
>> Sounds quite nice. I might have been interested but circumstances
>> dictate not until next year sometime.
>>
>>>So in brief, it`s a D reg or a G reg (I honestly can`t remember....),
>>
>> On a related note, what`s the story with these so-called classic car
>> limited mileage insurance policy, where the car is more than 15 years
>> old? I am coming up to the minimum age requirement (which is 25 I
>> believe) and was considering taking advantage. Who`s got one? Does
>> it need to be a `second car`? How much cheaper is it than normal
>> insurance?
>>
> Different insurance companies have different rules on what constitutes a
> classic. When I had my XR4x4 and was looking for quotes some considered
> it a classic, some didnt.
In fact my Volvo is on a Classic policy I believe. I don`t earn any NCB,
there`s a limited mileage, but modifications are pretty much free. Plus it
let`s me drive other cars 3rd party, which is nice (for a 24 year old).
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